This year has been really busy for our family. Apologies for the late update. We moved less cash in January 2025 since we are waiting...

Another year brings more changes to life in general. Here are some rough SankeyMATIC charts. These will have minor adjustments once the...

The outcome of any US presidential election always brings certainty and calm to the markets. The market jump right after the election...

My wife's final severance payment was made this month from her previous job. As a result, we were able to move an extra $6K into our...

Education In my mind, it doesn't matter if you take the traditional college educated path or study a trade. Either path can lead you to...

The following is a projection from Fidelity of our investments from the time we retire to the time we pass away. There's an old adage...

Joint Taxable Brokerage As always, once we know how much we spent after taxes we move the excess amount into our taxable brokerage....

As always, please consult your tax professional for advice as this blog is for informational purposes only. These are my opinions on tax...

For people who follow me on reddit ( https://www.reddit.com/user/ppith/ ), you may be familiar with some of the SankeyMATIC images...

This entry builds on the previous two entries regarding budgeting and investing. Once you know your yearly expenses, you know your...

Early in your career, it may not be possible to max out the accounts described below unless you got a high paying job out of college,...

Planning for financial independence involves keeping track of monthly expenses using a budget. Without knowing your yearly expenses, it...